HAMMERDOMICILE

What is your zip code costing you?

The domicile savings calculator.

Estimate what changing your tax domicile is worth — moving to a no-tax state, Puerto Rico under Act 60, or abroad with the Foreign Earned Income Exclusion. Then protect those savings with audit-ready records.

For PR Act 60, this models qualifying export-services income.

Where would you go?

Estimated savings · No-tax state (FL, TX, TN, NV…)

$22,500 / yr

$225,000 over 10 years

Today

$126,934 tax

28.2% effective

After the move

$104,434 tax

23.2% effective

  • • Federal taxes are unchanged; the savings are your former state income tax.
  • • The savings only survive an audit if the domicile change is documented — day counts, ties, and evidence.
Protect these savings — request a demo →

Rough estimates using simplified 2026 rates — not tax advice. Deductions, credits, residency timing, sourcing rules, and destination-country taxes are not modeled. Work with a qualified advisor before acting.

The domicile landscape

State income tax exposure at a glance.

A simplified view of approximate top marginal individual income tax rates. The darker the gold, the greater the potential value that may need defending after a move.

0%Higher rate
WA0%
OR9.9%
CA13.3%
ID5.3%
NV0%
MT5.9%
WY0%
UT4.6%
AZ2.5%
CO4.4%
NM5.9%
ND2.5%
SD0%
NE5.2%
KS5.7%
OK4.8%
TX0%
MN9.9%
IA3.8%
MO4.7%
AR3.9%
LA3%
WI7.7%
IL5%
KY4%
TN0%
MS4.4%
MI4.3%
IN3.1%
AL5%
OH3.5%
WV4.8%
GA5.2%
DC10.8%
NY10.9%
PA3.1%
NJ10.8%
MD5.8%
VA5.8%
NC4.3%
SC6.2%
FL0%
VT8.8%
NH0%
CT7%
MA9%
RI6%
DE6.6%
ME7.2%
AK0%
HI11%

Illustrative top-rate bands only. Local taxes, surcharges, deductions, investment-income rules, and effective rates are not fully represented. Verify current treatment with a qualified tax advisor.

Preparedness starts here

A savings estimate is worthless if the audit goes the other way.